Licensed in 38 states · NPN 21413606Free tools for anyone fighting with health insurance
Draft an appeal letter, estimate your Marketplace subsidy, or check whether your doctor is in network. No account. No cost. Arin is an independent broker. If you want a human, one is a call away.
Why did the insurer deny the claim?
No account needed. Tools are informational, not legal or tax advice.
Built for the parts of insurance nobody explains
AI appeal letter
Six questions, one at a time. The letter writes itself underneath as you answer, with your appeal deadline calculated from the denial date.
Start an appealSubsidy estimator
Three taps: household, income range, ages. You get a monthly receipt showing full price, credit, and what you pay. Refine with exact numbers if you want.
Do I qualify?In-network checker
List up to four doctors or hospitals you need to keep. Six carrier tiles show you where to verify, and Arin confirms before you enroll.
Check my doctorsLicensed in 38 states
Every license is public and verifiable. National Producer Number 21413606. Tap a state for its license number.
Two routes to coverage. One person who knows both.
ACA Marketplace
Essential health benefits, no medical underwriting, and premium tax credits for most households under 400% of the poverty line.
Private health plans
Plans sold directly by carriers, with broader networks and enrollment any month of the year. Underwritten, so not for everyone.
Dental and vision
Standalone plans that start the first of next month. Often cheaper than adding it to a medical plan.
Independent means the advice is yours
Arin is a Florida-based independent broker licensed in 38 states. Independent means no single carrier pays the bills, so the recommendation is whatever fits your household. Enrollment help costs you nothing. Carriers pay the broker, not you. And after you enroll, the same person answers the phone.
Have a denial letter, a deadline, or just a question?
Leave a name, number and ZIP. Arin calls back. No forms, no queue.
(954) 812-2577